Privacy Policy

Effective Date: July 8, 2026

Money Factory ("we", "our", or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how the Money Factory mobile application ("Application") collects, uses, stores, and protects your information when you use our services.

1. Information We Collect

When you use Money Factory, we may collect the following information:

Full Name
Email Address
Mobile Number (if provided)
User Profile Information
Course purchase history
Referral information
Wallet and reward details
Device information (device model, operating system, app version)
IP address
Application usage statistics
Crash reports and diagnostics

2. How We Use Your Information

Your information is used to:

Create and manage your account.
Authenticate your identity.
Provide access to purchased courses.
Process payments securely.
Manage referrals and rewards.
Improve application performance and user experience.
Respond to customer support requests.
Send important notifications regarding your account, purchases, or application updates.
Prevent fraud and maintain platform security.

3. Payment Information

Money Factory uses trusted third-party payment providers to process payments securely. We do not store your complete payment card details on our servers. Payment information is processed directly by our payment partners in accordance with their own privacy policies.

4. Third-Party Services

The Application may use trusted third-party services including but not limited to:

Firebase Authentication
Firebase Cloud Firestore
Firebase Cloud Messaging
Firebase Analytics
Firebase Crashlytics
Google Play Services
Cashfree Payments
Cloudinary (if applicable)
Render (Backend Hosting)

These services may collect information necessary to provide their respective services. Please refer to their privacy policies for additional information.

5. Data Security

We implement appropriate technical, administrative, and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. While we strive to use commercially acceptable means to protect your data, no method of electronic transmission or storage is completely secure.

6. Data Sharing

Money Factory does not sell, rent, or trade your personal information.

Your information may be shared only with:

Payment processing partners
Cloud hosting providers
Analytics providers
Legal authorities where required by law

7. Data Retention

We retain your personal information only as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. You may request deletion of your account at any time, subject to applicable legal requirements.

8. Account Deletion

You may request deletion of your Money Factory account and associated personal information from within the Application (where available) or by contacting us using the email provided below. Certain information may be retained where required by applicable law or for legitimate business purposes, such as fraud prevention and financial record keeping.

9. Your Rights

You may have the right to:

Access your personal information.
Correct inaccurate information.
Request deletion of your personal information.
Withdraw consent where applicable.
Request information regarding how your data is processed.

10. Children's Privacy

Money Factory is not intended for children under the minimum age required by applicable law without parental consent. We do not knowingly collect personal information from children. If we become aware that such information has been collected, we will promptly delete it.

11. Cookies and Analytics

The Application and its integrated services may use cookies, device identifiers, SDKs, and similar technologies to improve functionality, measure performance, analyze usage, and enhance user experience.

12. International Data Transfers

Your information may be processed and stored on servers located outside your country of residence. Where required by law, appropriate safeguards are implemented to protect your personal information.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will become effective immediately upon posting the updated version. Continued use of the Application after changes are published constitutes your acceptance of the revised Privacy Policy.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:

Money Factory Support
Email: vishalmoneyfactory@gmail.com